Do I need Excel installed?

No — you can use the Google Sheets copy in your browser. Excel 2016+ is required for the .xlsx workbook.

Can I add my own categories?

Yes. Categories are driven by a single settings tab, so renaming or adding rows updates every formula automatically.

Does it support multiple currencies?

The workbook is currency-agnostic. Change the number format on the totals row to display any currency symbol.

Pro TemplateFinanceBeginner

Monthly Budget Tracker

4.9· Updated Jul 2026

A polished personal-finance workbook with categorised income and expenses, savings targets, and a live dashboard that recalculates as you type. Ideal for households, freelancers, and anyone who wants a clear month-by-month picture of their money.

Excel compatibleGoogle Sheets compatible

Screenshots

Click any preview to enlarge

Key features

Interactive dashboard with trend charts
Auto-categorised expenses with sub-totals
Savings goal progress bars
Rolling 12-month comparison view
Printable one-page summary

What's included

Excel .xlsx workbook (macro-free)
Google Sheets link with make-a-copy
Setup guide (PDF)
Example month prefilled with sample data

Included with Pro

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Frequently asked questions

Do I need Excel installed?: No — you can use the Google Sheets copy in your browser. Excel 2016+ is required for the .xlsx workbook.
Can I add my own categories?: Yes. Categories are driven by a single settings tab, so renaming or adding rows updates every formula automatically.
Does it support multiple currencies?: The workbook is currency-agnostic. Change the number format on the totals row to display any currency symbol.

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